FAQS

How can you help my business reduce its health care costs?

We negotiate the best price for services for our larger network of doctors and hospitals resulting in significant savings. And your rates are guaranteed for 12 months.

These health plans also allow you to share monthly premium costs with your employees. You choose a contribution option and pay at least the required minimum amount of each employee’s monthly premium (dependent contributions are optional). Employees cover any remaining premium balance themselves through payroll deductions.

Talk to your tax advisor about potential tax savings when offering employee health insurance.  A portion of your contributions may be tax deductible.

What makes this health plan better than other plans for small businesses?

When you choose Anthem, your business is backed by one of the industry’s most respected and stable carriers.  You and your employees gain access to our extensive provider network with negotiated savings on services.

With the many plan combinations, you decide what plans to offer your employees based on their needs, your needs and your bottom line.  

Because no two businesses are alike, we designed our plans to allow you to decide how much you can afford and how much employees will contribute.  Also, your rates and coverage are guaranteed for the first 12 months.

Does Anthem offer online tools that our employees can use to access and manage their account?

Yes! For starters, our Provider Finder helps employees find doctors, hospitals and other health professionals that participate in your health plan. The Member Services site gives employees secure access to check the status of their claims, review their health plan’s benefits, download claim forms, and access premium health content and tools from providers such as WebMD®.

Employer Group Inquiry, the online benefits management system allows plan administrators to view and pay their monthly premiums online, plus:

  • view, download and print detailed premium bills going back 13 months
  • pay bills electronically using a checking or savings account
  • have the option of eliminating paper bills
  • avoid late payments and coverage interruptions
  • feel confident paying bills in our secure online environment